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The physical demands of being a paramedic often mean they have to work long shifts, usually 12 hours. During shifts, paramedics respond to myriad calls and are dispatched to several emergencies that may require them to rush, jump, carry weight, kneel, and bend while taking care of patients.
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Education has evolved. It is no longer the case that a university or college education is certain to lead to a good job, and student loans can be crippling for people starting out in life.
Consequently, many educational institutions are updating their curriculum to ensure that students get the best chance for future success with their chosen careers. These changes factor significantly into an individual’s employability when they graduate. Today, many employers focus on hiring people with the right set of skills and appropriate knowledge that will help them get the most value and success.
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Higher education often means meeting new people, enjoying new experiences, and discovering new places. With lockdowns and pandemic restrictions in place, particularly with uncertainty due to the emergence of COVID variants, much has changed about how students learn.
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39 state Attorneys General announced on January 13th 2022 that Navient, known as one of the nation’s largest student loan servicers, will provide relief totaling $1.85 billion to resolve allegations of widespread unfair and deceptive student loan servicing practices and abuses in originating predatory student loans.
This settlement resolves claims that since 2009, despite representing that it would help borrowers find the best repayment options for them, Navient steered struggling student loan borrowers into costly long-term forbearances instead of counseling them about the benefits of more affordable income-driven repayment plans.
According to the attorneys general, the interest that accrued because of Navient’s forbearance steering practices was added to the borrowers’ loan balances, pushing borrowers further in debt. Had the company instead provided borrowers with the help it promised, income-driven repayment plans could have potentially reduced payments to as low as $0 per month, provided interest subsidies, and/or helped attain forgiveness of any remaining balance after 20-25 years of qualifying payments (or 10 years for borrowers qualified under the Public Service Loan Forgiveness Program).
As a result of today’s settlement, borrowers receiving private loan debt cancellation will receive a notice from Navient by July 2022, along with refunds of any payments made on the cancelled private loans after June 30, 2021. Federal loan borrowers who are eligible for a restitution payment of approximately $260 will receive a postcard in the mail from the settlement administrator later this spring.
Federal loan borrowers who qualify for relief under this settlement do not need to take any action except update or create their studentaid.gov account to ensure that the U.S. Department of Education has their current address.
The settlement was led by Pennsylvania, Washington, Illinois, Massachusetts, and California, and was joined by attorneys general in Arizona, Arkansas, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia, Vermont, and Wisconsin.
For more information, please visit the website below which has been created to inform affected borrowers of the settlement and terms.
https://navientagsettlement.com/Home/portalid/0
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The future of nursing is now. We have entered 2019, and the nursing field is growing to accommodate for the changing needs of patients.
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For Emergency Medical Professionals and Registered Nurses, getting additional certifications in BLS (Basic Life Support) and ACLS (Advanced Cardiac Life Support) from the American Heart Association supplements your education and prepares you to handle a cardiac emergency.
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Many Millennials are now in their mid-20s and early 30s. They grew up during the Great Recession and remember when jobs were scarce and wages were stagnant. Maybe this is why Millennials are so attracted to the nursing profession.
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Once you have decided to become a nurse, the next step is to apply to a nursing school. Nursing schools have specific requirements for enrollment, and it is a good idea to be prepared for all of them prior to applying to the program.
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Night nurses work the overnight shift at the hospital. They may come in as early as 8:00 PM the night before and work until 7:00 AM the next day.
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Fire companies work to eliminate fires and ensure fire safety for their communities. A department relies on each member of the fire service team to get the job done. Without everyone on board, the fire company will not be as effective.
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